Original Medicare - Parts A & B

Premiums, Eligibility, and Important Dates

At Sun State Partners, we’re here to guide you through retirement with care and trust. Original Medicare is the starting point for your healthcare, and we’ll help you understand it fully—ensuring peace of mind as you embrace this new season.

Original Medicare is government-provided health insurance with Parts A and B. If you’re 65 or older and a U.S. citizen or legal resident for five years, you’re likely eligible. Part A covers hospital stays, skilled nursing, and hospice, while Part B handles doctor visits, outpatient and preventive care. Enrollment is key—sign up during your Initial Enrollment Period (three months before and after your 65th birthday) or the General Enrollment Period (January 1–March 31) if you miss it.

 

Here’s what you need to know:

  • Part A Coverage: Inpatient hospital care, skilled nursing, and hospice—often premium-free if you’ve worked 10 years.
  • Part B Coverage: Doctor visits, outpatient services, and screenings—about $185/month in 2025.
  • Eligibility: 65+, U.S. citizen or 5-year resident, with some exceptions for disabilities.
  • Key Dates: Enroll around your 65th birthday or January–March annually.  

 

We’re Sun State Partners, dedicated to simplifying Medicare and securing your legacy. Original Medicare offers freedom—no networks—but some gaps remain. It only covers about 80% of your medical cost. We highly recommend Medicare Supplements to cover the gap.  We’ll help you navigate it all.

Ready to start? Book a free review or call today.

 Want to read more? Learn about Medicare plans:

Schedule your FREE Review!
Speak with a licensed Agent
Apply in less than 30 minutes